Information on this site is advertising in nature

Agreement to Terms

By accessing and using the stellar-reef website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

Use of Website

Permission is granted to temporarily access the materials on the stellar-reef website for personal, non-commercial viewing only. This is the grant of a licence, not a transfer of title, and under this licence you may not:

Educational Services

stellar-reef provides financial education courses and materials. Our services are educational in nature and should not be construed as professional financial advice. We do not provide personal financial planning, investment advice, or tax guidance.

Participants in our courses should consult qualified financial professionals for personal financial decisions. Results from our educational programmes vary based on individual application and circumstances.

Course Enrolment

When enrolling in our courses, you agree to:

Payment and Refunds

Course fees are payable upon enrolment confirmation. We accept various payment methods as indicated during the registration process.

Refund requests made more than 14 days before the course start date will receive a full refund. Requests made within 14 days of the start date may be eligible for a partial refund or course credit at our discretion. No refunds are available once a course has commenced.

Cancellations

stellar-reef reserves the right to cancel or reschedule courses due to insufficient enrolment, educator availability, or unforeseen circumstances. In such cases, enrolled participants will be offered alternative dates or a full refund.

Intellectual Property

All content on this website, including text, graphics, logos, images, and course materials, is the property of stellar-reef or its content suppliers and is protected by copyright laws. Unauthorised use of any materials may violate copyright, trademark, and other applicable laws.

User Content

By submitting enquiries, feedback, or other content through our website, you grant stellar-reef a non-exclusive, royalty-free licence to use, reproduce, and display such content in connection with our services.

Disclaimer

The materials on the stellar-reef website are provided on an 'as is' basis. stellar-reef makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property.

stellar-reef does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website.

Limitations of Liability

In no event shall stellar-reef or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use materials on the website, even if stellar-reef has been notified of the possibility of such damage.

Links to Other Websites

Our website may contain links to third-party websites. These links are provided for convenience only. stellar-reef has no control over the content of linked sites and assumes no responsibility for the content, privacy policies, or practices of any third-party websites.

Modifications

stellar-reef may revise these Terms of Use at any time without notice. By using this website, you agree to be bound by the current version of these Terms of Use.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of England and Wales, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

Contact Information

Questions about these Terms of Use should be directed to:

stellar-reef
42 Commerce Street
Liverpool, L1 6DS
[email protected]

Last updated: January 2024